Privacy Policy – Snow Flower Funding

FACTS	What does Snow Flower Funding do with your personal information?
Why?	Financial companies choose how they share your personal information. Consumers have the right to limit sharing, but not all. This notice tells you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect, and share depend on the product or service you have with us. For an online installment loan, this information can include: Social Security number bank account information history and employment information and wire transfer instructions
How?	All financial companies must share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reason Snow Flower Funding chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Snow Flower Funding share?	Can you limit the sharing?
For our everyday business purposes – such as processing your transactions, maintaining your account(s), responding to court orders and legal investigations, or reporting to credit bureaus.	YES	NO
For our marketing purposes – to offer our products and services to you	YES	NO
For joint marketing with other financial companies	NO	YES
For our affiliates’ everyday business purposes – information about your transactions and experiences	NO	YES
For our affiliates to market to you	NO	YES

To Limit Our Sharing	Call – (844) 373-5626E-mail Customer Service – [email protected]. Please Note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we can share your information as described in this notice. However, you can contact us at any time to limit our sharing. Subscriber text messaging originator opt-in data and consent details will not be shared with any third parties except when explicitly authorized by the subscriber.
Questions?	Call (844) 373-5626 or go to snowflowerfunding.com

To Limit
Our Sharing

Call – (844) 373-5626E-mail Customer Service –
[email protected].
Please Note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we can share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Subscriber text messaging originator opt-in data and consent details will not be shared with any third parties except when explicitly authorized by the subscriber.

Questions?

Call (844) 373-5626 or go to
snowflowerfunding.com

WHAT WE DO:
How does Snow Flower Funding protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures. These measures include computer safeguards and secured files and buildings.
How does Snow Flower Funding collect my personal information?	We collect your personal information, for example, when you:Apply for a loanGive us your income informationTell us where to send the moneyProvide account informationProvide employment informationWe also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing?	You have the right to limit onlysharing for affiliates’ everyday business purposes – information about your creditworthinessaffiliates from using your information to market to youWe also collect your personal information from others, such as credit bureaus, affiliates or other companies
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.

DEFINITIONS:
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies.Our affiliates include other business entities of the Sokaogon Chippewa Community Mole Lake Band of Lake Superior Chippewa Indians.
Non-affiliates?	Companies not related by common ownership or control. They can be financial and non-financial companies
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. Snow Flower Funding does not jointly market.

Other important information:
To protect both you and us, we use services provided by a third party to help decide whether to accept transactions from personal computers, mobile phones, or other devices. The third-party service checks whether these devices have been identified with fraudulent or abusive transactions in the past, such as reported instances of identity theft, account takeovers, or malware attacks. For this purpose, a cookie file, flash storage token, or other code files may be placed on your device to identify it in the future when you visit our website or connect with our applications. In connection with our site or service, we will transmit that device identification code to the third-party’s server, along with data concerning certain technical attributes of your device such as the model, operating system, and browser version, as well as the IP address, all of which are used to confirm device identification. The third-party’s server returns a response recommending that transactions be accepted or denied, according to the settings we have selected. If you set your browser or device to reject these cookies or tokens, you may not be able to conclude some transactions through our website or application. If your requested transaction is declined, or if you have questions about our use of a “device reputation” service, please contact Customer Service at 844-373-5626.

Other important information:

To protect both you and us, we use services provided by a third party to help decide whether to accept transactions from personal computers, mobile phones, or other devices. The third-party service checks whether these devices have been identified with fraudulent or abusive transactions in the past, such as reported instances of identity theft, account takeovers, or malware attacks. For this purpose, a cookie file, flash storage token, or other code files may be placed on your device to identify it in the future when you visit our website or connect with our applications. In connection with our site or service, we will transmit that device identification code to the third-party’s server, along with data concerning certain technical attributes of your device such as the model, operating system, and browser version, as well as the IP address, all of which are used to confirm device identification. The third-party’s server returns a response recommending that transactions be accepted or denied, according to the settings we have selected. If you set your browser or device to reject these cookies or tokens, you may not be able to conclude some transactions through our website or application. If your requested transaction is declined, or if you have questions about our use of a “device reputation” service, please contact Customer Service at 844-373-5626.